@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&family=Nunito:wght@400;500;600;700;800;900&display=swap');

/* ==========================================
   CSS VARIABLES & DESIGN SYSTEM
   ========================================== */
:root {
  /* Core Palette — Green Advisory Theme */
  --primary: #1b5e20;          /* Deep forest green (darkest) */
  --primary-mid: #2e7d32;      /* Medium green */
  --primary-light: #43a047;    /* Lighter green */
  --accent: #4caf50;           /* CTA / button green */
  --accent-hover: #388e3c;
  --accent-light: #e8f5e9;     /* Very light green tint for hover/pill */
  --gold: #f59e0b;             /* Amber/gold for badges */
  --gold-light: #fef3c7;
  --danger: #dc2626;
  --warning: #ea580c;

  /* Layout Colors — clearly separated */
  --bg-body: #ffffff;          /* Page background: pure white */
  --bg-white: #ffffff;
  --bg-section: #f0f7f0;       /* Alternate section: soft green tint */
  --bg-card: #ffffff;
  --bg-green-section: #e6f4ea; /* Stronger green tint for highlight sections */
  --text-dark: #0f2d14;        /* Near-black (headings) */
  --text-body: #374151;        /* Standard body text — neutral dark gray */
  --text-muted: #6b7280;       /* Muted gray for secondary text */
  --border: #d1fae5;           /* Green-tinted border */
  --border-mid: #bbf7d0;       /* Medium border */
  --border-light: #ecfdf5;     /* Very light border */

  /* Shadows */
  --shadow-xs: 0 1px 3px rgba(0, 0, 0, 0.06);
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
  --shadow-md: 0 4px 20px rgba(0, 0, 0, 0.10);
  --shadow-lg: 0 8px 30px rgba(0, 0, 0, 0.13);
  --shadow-nav: 0 2px 20px rgba(0, 0, 0, 0.10), 0 0 0 1px rgba(0,0,0,0.04);

  /* Layout */
  --max-width: 1200px;
  --header-height: 80px;
  --radius-xs: 4px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --radius-full: 9999px;

  /* Typography */
  --font-primary: 'Poppins', sans-serif;
  --font-secondary: 'Nunito', sans-serif;

  /* Transitions */
  --transition: all 0.25s ease;
}

/* ==========================================
   RESET & BASE
   ========================================== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-primary);
  background-color: var(--bg-body);
  color: var(--text-body);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-secondary);
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.25;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

img {
  max-width: 100%;
  display: block;
}

ul { list-style: none; }

input, button, textarea, select {
  font-family: inherit;
}

/* ==========================================
   LAYOUT UTILITIES
   ========================================== */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: 5rem 0;
}

.section-sm {
  padding: 3rem 0;
}

.section-bg {
  background-color: var(--bg-section);
}

.section-green {
  background-color: var(--bg-green-section);
}

.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.flex-col { display: flex; flex-direction: column; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem; align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.75rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }

.text-center { text-align: center; }
.text-green { color: var(--primary-mid); }
.text-accent { color: var(--accent); }
.text-muted { color: var(--text-muted); }

/* ==========================================
   REGULATORY / TOP BAR
   ========================================== */
.regulatory-bar {
  background-color: var(--primary);
  color: #ffffff;
  font-size: 0.8rem;
  font-weight: 500;
  padding: 0.45rem 0;
  text-align: right;
  letter-spacing: 0.3px;
  overflow: hidden;
}

.regulatory-bar marquee {
  color: #e8f5e9;
}

/* ==========================================
   MARKET TICKER BAR
   ========================================== */
.top-ticker-bar {
  background-color: var(--primary);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 0.35rem 0;
  overflow: hidden;
  display: none; /* hide if no data */
}

.marquee-container { overflow: hidden; }
.marquee-content {
  display: flex;
  gap: 2.5rem;
  animation: ticker-scroll 35s linear infinite;
  white-space: nowrap;
}

.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: #e0f2fe;
}

.ticker-item .up { color: #69f0ae; }
.ticker-item .down { color: #ff7070; }

@keyframes ticker-scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ==========================================
   HEADER / NAVIGATION
   ========================================== */
.header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--primary);
  padding: 0.6rem 0;
}

.header-fixed {
  position: sticky;
  top: 0;
  background: var(--primary);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #ffffff;
  border-radius: 10px;
  padding: 0.65rem 1.5rem;
  box-shadow: var(--shadow-nav);
  max-width: var(--max-width);
  margin: 0 auto;
  border: 1px solid rgba(0,0,0,0.06);
}

/* Logo */
.logo img {
  height: 44px;
  width: auto;
}

/* Nav Menu */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.nav-link {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-dark);
  padding: 0.5rem 0.85rem;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  white-space: nowrap;
  position: relative;
}

.nav-link:hover,
.nav-link.active {
  color: var(--primary-mid);
  background-color: var(--accent-light);
}

/* Dropdown / Mega Menu */
.nav-item-has-submenu {
  position: relative;
}

.mega-menu {
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%);
  width: 520px;
  background: var(--bg-white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 1rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.5rem;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.2s ease, visibility 0.2s ease, transform 0.2s ease;
  transform: translateX(-50%) translateY(-8px);
  border: 1px solid var(--border);
  z-index: 999;
}

.nav-item-has-submenu:hover .mega-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.mega-menu-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.75rem;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  color: var(--text-body);
}

.mega-menu-item:hover {
  background: var(--accent-light);
  color: var(--primary-mid);
}

.mega-menu-icon {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: var(--accent-light);
  color: var(--primary-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.mega-menu-icon svg { width: 18px; height: 18px; }

.mega-menu-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.2rem;
}

.mega-menu-desc {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* Nav Actions */
.nav-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  font-family: var(--font-primary);
  font-weight: 600;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
  text-decoration: none;
  font-size: 0.9rem;
  padding: 0.6rem 1.4rem;
}

.btn-primary {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.btn-primary:hover {
  background: var(--primary-mid);
  border-color: var(--primary-mid);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}

.btn-accent {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}
.btn-accent:hover {
  background: var(--accent-hover);
  border-color: var(--accent-hover);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(76, 175, 80, 0.35);
}

.btn-paynow {
  background: linear-gradient(135deg, #56c954 0%, #2d8b2b 100%);
  color: #fff;
  border-radius: var(--radius-sm);
  padding: 0.6rem 1.5rem;
  font-weight: 700;
  font-size: 0.9rem;
  border: none;
  box-shadow: 0 3px 12px rgba(76, 175, 80, 0.4);
  transition: var(--transition);
}
.btn-paynow:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(76, 175, 80, 0.45);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
}

.btn-outline-green {
  background: transparent;
  color: var(--accent);
  border-color: var(--accent);
  font-size: 0.82rem;
  padding: 0.4rem 1rem;
}
.btn-outline-green:hover {
  background: var(--accent);
  color: #fff;
}

.btn-sm {
  font-size: 0.82rem;
  padding: 0.45rem 1rem;
}

.btn-lg {
  font-size: 1rem;
  padding: 0.85rem 2rem;
}

/* Mobile hamburger */
.mobile-nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.mobile-nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text-dark);
  border-radius: 2px;
  transition: var(--transition);
}

/* ==========================================
   HERO SECTION
   ========================================== */
.hero {
  background: linear-gradient(155deg, #f0fff4 0%, #e6f4ea 40%, #f0faf5 100%);
  padding: 2.5rem 0 4rem;
  overflow: hidden;
  position: relative;
  border-bottom: 1px solid var(--border);
}

.hero-wrapper {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
  min-height: 560px;
}

/* Floating coin decorations */
.hero-coin {
  position: absolute;
  border-radius: 50%;
  opacity: 0.9;
  animation: float-coin 4s ease-in-out infinite;
}

.hero-coin-1 {
  width: 60px;
  height: 60px;
  top: 18%;
  left: 30%;
  animation-delay: 0s;
}
.hero-coin-2 {
  width: 44px;
  height: 44px;
  top: 12%;
  right: 5%;
  animation-delay: 1s;
}
.hero-coin-3 {
  width: 38px;
  height: 38px;
  bottom: 20%;
  right: 4%;
  animation-delay: 2s;
}

@keyframes float-coin {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

/* Hero Left Content */
.hero-content {
  position: relative;
  z-index: 2;
}

.hero-title {
  font-family: var(--font-secondary);
  font-size: clamp(2.2rem, 4vw, 3.5rem);
  font-weight: 900;
  color: var(--text-dark);
  line-height: 1.1;
  margin-bottom: 1.25rem;
}

.hero-title .highlight {
  display: inline-block;
  background-color: var(--primary-mid);
  color: #ffffff;
  padding: 0.05em 0.3em;
  border-radius: var(--radius-xs);
  position: relative;
}

.hero-desc {
  font-size: 1rem;
  color: var(--text-body);
  line-height: 1.75;
  margin-bottom: 2rem;
  max-width: 500px;
}

/* Phone CTA Form */
.hero-phone-form {
  display: flex;
  align-items: center;
  gap: 0;
  background: var(--bg-white);
  border: 2px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
  max-width: 460px;
  box-shadow: var(--shadow-sm);
}

.phone-prefix {
  padding: 0 1rem;
  font-weight: 700;
  color: var(--text-dark);
  font-size: 0.95rem;
  border-right: 1px solid var(--border);
  white-space: nowrap;
  background: #f5f5f5;
  height: 52px;
  display: flex;
  align-items: center;
}

.phone-input {
  flex: 1;
  border: none;
  outline: none;
  padding: 0 1rem;
  font-size: 0.92rem;
  color: var(--text-dark);
  background: transparent;
  height: 52px;
}

.phone-input::placeholder {
  color: #aab89a;
}

.hero-phone-form .btn-accent {
  border-radius: 0;
  height: 52px;
  padding: 0 1.5rem;
  font-size: 0.92rem;
  white-space: nowrap;
}

.hero-form-note {
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-top: 0.65rem;
}

.hero-form-note a {
  color: var(--primary-mid);
  font-weight: 600;
  text-decoration: underline;
}

/* Hero Right — Dashboard mockup images */
.hero-visual {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 440px;
}

.hero-dashboard-wrap {
  position: relative;
  width: 100%;
  height: 100%;
}

.dashboard-card-main {
  position: absolute;
  top: 0;
  right: 0;
  width: 75%;
  background: var(--bg-white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  border: 1px solid var(--border);
}

.dashboard-card-secondary {
  position: absolute;
  bottom: 20px;
  left: 0;
  width: 55%;
  background: var(--bg-white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  border: 1px solid var(--border);
}

.dashboard-header {
  background: var(--primary);
  padding: 0.5rem 0.75rem;
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.dashboard-header span {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
}

.d-dot-r { background: #ff5f57; }
.d-dot-y { background: #ffbd2e; }
.d-dot-g { background: #28ca41; }

.dashboard-body {
  padding: 0.75rem;
}

.d-stat-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}

.d-stat-box {
  background: var(--bg-section);
  border-radius: var(--radius-xs);
  padding: 0.4rem 0.5rem;
  text-align: center;
  font-size: 0.65rem;
}

.d-stat-box .val {
  font-weight: 700;
  font-size: 0.7rem;
  color: var(--text-dark);
}

.d-stat-box .lbl {
  color: var(--text-muted);
  font-size: 0.58rem;
}

.d-chart-area {
  background: var(--bg-section);
  border-radius: var(--radius-xs);
  padding: 0.5rem;
  height: 80px;
  display: flex;
  align-items: center;
}

.d-chart-area svg {
  width: 100%;
  height: 100%;
}

/* Mini chart card */
.d-mini-header {
  background: var(--bg-section);
  padding: 0.4rem 0.75rem;
  border-bottom: 1px solid var(--border);
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--text-dark);
  display: flex;
  gap: 0.5rem;
}

.d-mini-tab {
  padding: 0.15rem 0.5rem;
  border-radius: var(--radius-xs);
  font-size: 0.65rem;
  cursor: pointer;
}

.d-mini-tab.active {
  background: var(--primary-light);
  color: #fff;
}

.d-bar-chart {
  padding: 0.5rem 0.75rem;
  display: flex;
  align-items: flex-end;
  gap: 4px;
  height: 80px;
}

.d-bar {
  flex: 1;
  border-radius: 2px 2px 0 0;
  min-height: 10px;
  transition: height 0.3s ease;
}

/* ==========================================
   PAGE HERO BANNER (inner pages)
   ========================================== */
.page-banner {
  background: linear-gradient(135deg, #1b5e20 0%, #2e7d32 55%, #388e3c 100%);
  border-bottom: 1px solid rgba(0,0,0,0.15);
  padding: 2.5rem 0 3rem;
  position: relative;
  overflow: hidden;
}

.page-banner::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(76, 175, 80, 0.08);
}

.page-banner-tag {
  display: inline-block;
  background: rgba(255,255,255,0.2);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.25rem 0.85rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border: 1px solid rgba(255,255,255,0.35);
}

.page-banner-title {
  font-size: clamp(1.8rem, 3vw, 2.8rem);
  font-weight: 900;
  color: #ffffff;
  margin-bottom: 0.75rem;
  max-width: 600px;
}

.page-banner-desc {
  color: rgba(255,255,255,0.85);
  max-width: 520px;
  font-size: 0.95rem;
  line-height: 1.7;
}

.page-banner-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2rem;
  align-items: center;
}

.page-banner-img {
  width: 280px;
  height: auto;
}

/* ==========================================
   STATS STRIP
   ========================================== */
.stats-strip {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  padding: 2rem;
  margin: -1rem 0 0;
  position: relative;
  z-index: 5;
  border: 1px solid var(--border);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  divide-style: solid;
}

.stat-item {
  text-align: center;
  padding: 0.5rem 1rem;
  border-right: 1px solid var(--border);
}

.stat-item:last-child { border-right: none; }

.stat-number {
  font-family: var(--font-secondary);
  font-size: 2rem;
  font-weight: 900;
  color: var(--primary-mid);
  line-height: 1;
  margin-bottom: 0.35rem;
}

.stat-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  font-weight: 500;
}

/* ==========================================
   SECTION HEADERS
   ========================================== */
.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 3rem;
}

.section-tag {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--primary-mid);
  background: var(--accent-light);
  padding: 0.3rem 0.9rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.75rem;
  border-left: 3px solid var(--accent);
}

/* Watermark title (ghosted behind) */
.section-watermark {
  font-family: var(--font-secondary);
  font-size: clamp(2.5rem, 6vw, 5rem);
  font-weight: 900;
  color: rgba(27, 94, 32, 0.05);
  text-transform: uppercase;
  text-align: center;
  line-height: 1;
  margin-bottom: -1rem;
  pointer-events: none;
  letter-spacing: 4px;
}

.section-title {
  font-family: var(--font-secondary);
  font-size: clamp(1.5rem, 2.5vw, 2.2rem);
  font-weight: 900;
  color: var(--text-dark);
  margin-bottom: 0.75rem;
  line-height: 1.2;
}

.section-title .green {
  color: var(--primary-mid);
}

.section-subtitle-tag {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--primary-mid);
  display: block;
  margin-bottom: 0.5rem;
}

.section-desc {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ==========================================
   CARDS
   ========================================== */
.card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  padding: 1.75rem;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--accent);
  transform: translateY(-3px);
}

.card-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background: var(--accent-light);
  color: var(--primary-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.1rem;
  flex-shrink: 0;
}

.card-icon svg {
  width: 24px;
  height: 24px;
}

.card-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.6rem;
}

.card-text {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.65;
  flex: 1;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--primary-mid);
  margin-top: 1rem;
  transition: var(--transition);
}

.card-link:hover {
  gap: 0.55rem;
  color: var(--accent);
}

.card-link svg {
  width: 14px;
  height: 14px;
}

/* Feature card with connected dots (Why Choose Us) */
.why-choose-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  position: relative;
}

.why-choose-grid::before {
  content: '';
  position: absolute;
  top: 60px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--border), var(--accent), var(--border), transparent);
  z-index: 0;
  border-top: 2px dashed var(--border);
  background: none;
}

.why-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  text-align: center;
  transition: var(--transition);
  position: relative;
  z-index: 1;
}

.why-card:hover {
  border-color: var(--accent);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.why-card-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--accent-light);
  color: var(--primary-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
}

.why-card-icon svg {
  width: 28px;
  height: 28px;
}

.why-card-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.5rem;
}

.why-card-text {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.why-card-badge {
  margin-top: 0.75rem;
}

/* ==========================================
   SERVICE CARDS
   ========================================== */
.service-card {
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: var(--primary-mid);
  border-radius: 4px 0 0 4px;
  opacity: 0;
  transition: var(--transition);
}

.service-card:hover::before {
  opacity: 1;
}

/* ==========================================
   PROCESS STEPS
   ========================================== */
.process-step {
  text-align: center;
  padding: 1.5rem 1rem;
}

.process-number {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 1.4rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.1rem;
  box-shadow: 0 4px 14px rgba(44, 82, 25, 0.3);
}

.process-step:nth-child(2) .process-number { background: var(--primary-mid); }
.process-step:nth-child(3) .process-number { background: var(--primary-light); }
.process-step:nth-child(4) .process-number { background: var(--accent); }

.process-step h4 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.process-step p {
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ==========================================
   PRICING SECTION
   ========================================== */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  align-items: start;
}

.pricing-card {
  display: flex;
  flex-direction: column;
  border: 2px solid var(--border);
  border-radius: var(--radius-md);
  padding: 2rem;
  background: var(--bg-white);
  transition: var(--transition);
}

.pricing-card.popular {
  border-color: var(--accent);
  position: relative;
  transform: scale(1.02);
  box-shadow: var(--shadow-md);
}

.pricing-card.popular::before {
  content: 'Most Popular';
  position: absolute;
  top: -13px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--accent);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 0.25rem 1rem;
  border-radius: var(--radius-full);
  white-space: nowrap;
}

.pricing-card:hover {
  box-shadow: var(--shadow-lg);
}

.plan-name {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.5rem;
}

.plan-price {
  font-size: 1.8rem;
  font-weight: 900;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.plan-price span {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-muted);
}

.pricing-features {
  list-style: none;
  margin: 1.25rem 0;
  flex: 1;
}

.pricing-features li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.85rem;
  padding: 0.4rem 0;
  border-bottom: 1px solid var(--border-light);
  color: var(--text-body);
}

.pricing-features li svg {
  width: 15px;
  height: 15px;
  color: var(--accent);
  flex-shrink: 0;
}

.pricing-features li.disabled {
  opacity: 0.45;
}

.pricing-features li.disabled svg {
  color: var(--danger);
}

.pricing-toggle-container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

.pricing-toggle-label {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--text-muted);
  transition: var(--transition);
}

.pricing-toggle-label.active {
  color: var(--primary-mid);
}

.toggle-switch {
  position: relative;
  display: inline-block;
  width: 48px;
  height: 26px;
}

.toggle-switch input { opacity: 0; width: 0; height: 0; }

.slider-round {
  position: absolute;
  cursor: pointer;
  inset: 0;
  background: #ccc;
  border-radius: var(--radius-full);
  transition: 0.3s;
}

.slider-round::before {
  content: '';
  position: absolute;
  height: 20px;
  width: 20px;
  left: 3px;
  bottom: 3px;
  background: white;
  border-radius: 50%;
  transition: 0.3s;
}

.toggle-switch input:checked + .slider-round {
  background: var(--accent);
}

.toggle-switch input:checked + .slider-round::before {
  transform: translateX(22px);
}

/* Invesia-style Pricing Table */
.inv-pricing-tabs {
  display: flex;
  justify-content: center;
  gap: 0;
  margin-bottom: 2rem;
}

.inv-tab {
  padding: 0.65rem 2.5rem;
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid var(--border);
  background: var(--bg-white);
  transition: var(--transition);
}

.inv-tab:first-child {
  border-radius: var(--radius-sm) 0 0 var(--radius-sm);
}

.inv-tab:last-child {
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  border-left: none;
}

.inv-tab.active {
  background: var(--gold);
  color: var(--text-dark);
  border-color: var(--gold);
}

.inv-plan-group-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-mid);
  margin: 2rem 0 0.75rem;
  border-left: 4px solid var(--accent);
  padding-left: 0.75rem;
}

.inv-plan-table {
  width: 100%;
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-bottom: 1.5rem;
  border: 1px solid var(--border);
}

.inv-plan-table thead tr {
  background: var(--primary-mid);
  color: #fff;
}

.inv-plan-table th, .inv-plan-table td {
  padding: 0.9rem 1.25rem;
  font-size: 0.88rem;
  text-align: left;
}

.inv-plan-table th {
  font-weight: 700;
  letter-spacing: 0.3px;
}

.inv-plan-table tbody tr {
  background: var(--bg-white);
  border-bottom: 1px solid var(--border-light);
  transition: var(--transition);
}

.inv-plan-table tbody tr:last-child { border-bottom: none; }
.inv-plan-table tbody tr:nth-child(even) { background: var(--bg-section); }
.inv-plan-table tbody tr:hover { background: var(--accent-light); }

.inv-plan-table .btn-accent {
  padding: 0.4rem 1.25rem;
  font-size: 0.82rem;
  border-radius: var(--radius-full);
}

/* ==========================================
   FAQ ACCORDION
   ========================================== */
.faq-container {
  max-width: 680px;
}

.accordion-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  margin-bottom: 0.65rem;
  overflow: hidden;
  background: var(--bg-white);
  transition: var(--transition);
}

.accordion-item:hover {
  border-color: var(--primary-light);
}

.accordion-header {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  padding: 1.1rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-dark);
  font-family: var(--font-primary);
  transition: var(--transition);
}

.accordion-header:hover {
  color: var(--primary-mid);
}

.accordion-icon {
  flex-shrink: 0;
  transition: transform 0.3s ease;
  color: var(--primary-mid);
}

.accordion-item.open .accordion-icon {
  transform: rotate(180deg);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.accordion-content p {
  padding: 0 1.25rem 1.1rem;
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.7;
  border-top: 1px solid var(--border-light);
}

.accordion-item.open .accordion-content {
  max-height: 400px;
}

.faq-section-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
}

/* ==========================================
   TESTIMONIALS
   ========================================== */
.testimonials-section { background: var(--bg-section); }

.testimonial-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  border: 1px solid var(--border);
  height: 100%;
}

.stars {
  display: flex;
  gap: 3px;
  margin-bottom: 1rem;
}

.stars svg {
  width: 16px;
  height: 16px;
  fill: var(--gold);
  color: var(--gold);
}

.testimonial-text {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1.25rem;
  font-style: italic;
}

.client-info {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.client-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  font-size: 0.85rem;
  font-weight: 700;
  flex-shrink: 0;
}

.client-name {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.1rem;
}

.client-title {
  font-size: 0.75rem;
  color: var(--text-muted);
}

.swiper-pagination-bullet {
  background: var(--border);
  opacity: 1;
}

.swiper-pagination-bullet-active {
  background: var(--accent) !important;
}

/* ==========================================
   AI / STOCK RING SECTION
   ========================================== */
.ai-section {
  background: var(--bg-green-section);
  padding: 5rem 0;
}

.ai-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.ai-badge-ring {
  position: relative;
  width: 340px;
  height: 340px;
  margin: 0 auto;
}

.ring-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 100px;
  height: 100px;
  border-radius: 50%;
  background: var(--bg-white);
  border: 3px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  z-index: 2;
}

.ring-center img {
  width: 70px;
  height: 70px;
  object-fit: contain;
}

.ring-orbit {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 280px;
  height: 280px;
  margin-top: -140px;
  margin-left: -140px;
  border-radius: 50%;
  border: 2px dashed var(--border);
  animation: rotate-orbit 20s linear infinite;
}

.ring-stock {
  position: absolute;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--bg-white);
  border: 2px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
  font-size: 0.6rem;
  font-weight: 700;
  color: var(--text-dark);
  text-align: center;
}

/* Place stocks around a circle */
.ring-stock:nth-child(1) { top: -27px; left: calc(50% - 27px); }
.ring-stock:nth-child(2) { top: calc(50% - 27px); right: -27px; }
.ring-stock:nth-child(3) { bottom: -27px; left: calc(50% - 27px); }
.ring-stock:nth-child(4) { top: calc(50% - 27px); left: -27px; }
.ring-stock:nth-child(5) { top: 18px; right: 18px; }
.ring-stock:nth-child(6) { bottom: 18px; right: 18px; }
.ring-stock:nth-child(7) { bottom: 18px; left: 18px; }
.ring-stock:nth-child(8) { top: 18px; left: 18px; }

.ring-action-badge {
  position: absolute;
  font-size: 0.65rem;
  font-weight: 700;
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-full);
  color: #fff;
}

.badge-buy { background: var(--accent); }
.badge-sell { background: var(--danger); }
.badge-hold { background: var(--warning); }

@keyframes rotate-orbit {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

/* ==========================================
   NEWSLETTER BANNER
   ========================================== */
.newsletter-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-mid) 100%);
  border-radius: var(--radius-xl);
  padding: 3rem 2.5rem;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2rem;
  align-items: center;
  color: #fff;
}

.newsletter-title {
  font-size: 1.5rem;
  font-weight: 800;
  color: #fff;
  margin-bottom: 0.5rem;
}

.newsletter-desc {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.6;
}

.newsletter-form {
  display: flex;
  gap: 0;
  border-radius: var(--radius-sm);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.newsletter-input {
  border: none;
  outline: none;
  padding: 0.8rem 1.25rem;
  font-size: 0.88rem;
  width: 260px;
  background: rgba(255,255,255,0.95);
  color: var(--text-dark);
}

.newsletter-input::placeholder {
  color: #aaa;
}

.newsletter-form .btn-accent {
  border-radius: 0;
  padding: 0 1.5rem;
}

/* ==========================================
   FOOTER
   ========================================== */
.footer {
  background: #0f2d14;
  border-top: none;
  padding-top: 3.5rem;
  color: rgba(255,255,255,0.85);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.3fr;
  gap: 2.5rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-logo {
  height: 48px;
  width: auto;
  margin-bottom: 1rem;
}

.footer-col-desc {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.7;
  margin-bottom: 1rem;
}

.footer-sebi {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.65);
  font-weight: 700;
  line-height: 1.7;
}

.social-links {
  display: flex;
  gap: 0.5rem;
  margin-top: 1rem;
}

.social-icon {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.6);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.social-icon:hover {
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
}

.social-icon svg {
  width: 15px;
  height: 15px;
}

.footer-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 1rem;
  padding-bottom: 0.6rem;
  border-bottom: 2px solid var(--accent);
  display: inline-block;
}

.footer-links li {
  margin-bottom: 0.45rem;
}

.footer-links a {
  font-size: 0.83rem;
  color: rgba(255,255,255,0.55);
  display: flex;
  align-items: center;
  gap: 0.4rem;
  transition: var(--transition);
}

.footer-links a::before {
  content: '›';
  font-size: 1rem;
  color: var(--accent);
}

.footer-links a:hover {
  color: #fff;
  padding-left: 4px;
}

.footer-contact li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  margin-bottom: 0.75rem;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
}

.footer-contact li svg {
  width: 16px;
  height: 16px;
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-contact-label {
  font-size: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-weight: 700;
  color: rgba(255,255,255,0.75);
  display: block;
  margin-bottom: 0.15rem;
}

.disclaimer-box {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.65;
  padding: 1rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-bottom {
  background: #071a09;
  margin: 0 -1.5rem;
  padding: 1rem 1.5rem;
}

.footer-copyright-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  max-width: var(--max-width);
  margin: 0 auto;
}

.footer-copyright-row span {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.7);
}

.footer-bottom-links {
  display: flex;
  gap: 1.25rem;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.7);
  transition: var(--transition);
}

.footer-bottom-links a:hover {
  color: #fff;
}

/* ==========================================
   FLOATING WIDGETS
   ========================================== */
.floating-widgets {
  position: fixed;
  bottom: 2rem;
  right: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  z-index: 500;
}

.float-btn {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  color: #fff;
}

.float-btn:hover {
  transform: scale(1.12);
  box-shadow: var(--shadow-lg);
}

.float-whatsapp {
  background: #25d366;
}

.float-call {
  background: var(--primary);
}

/* Back to top */
.back-to-top {
  position: fixed;
  bottom: 2rem;
  left: 1.5rem;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  opacity: 0;
  visibility: hidden;
  z-index: 500;
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
}

.back-to-top:hover {
  background: var(--primary-mid);
  transform: translateY(-2px);
}

.back-to-top svg {
  width: 18px;
  height: 18px;
}

/* ==========================================
   COOKIE CONSENT
   ========================================== */
.cookie-consent {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--primary);
  color: #fff;
  padding: 1rem 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  z-index: 9000;
  font-size: 0.82rem;
  transform: translateY(100%);
  transition: transform 0.4s ease;
}

.cookie-consent.visible {
  transform: translateY(0);
}

.cookie-text a {
  color: #a5d6a7;
  text-decoration: underline;
}

.cookie-actions {
  display: flex;
  gap: 0.75rem;
  flex-shrink: 0;
}

/* ==========================================
   MODAL
   ========================================== */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.55);
  backdrop-filter: blur(4px);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
}

.modal-overlay.open {
  opacity: 1;
  visibility: visible;
}

.popup-modal {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  max-width: 420px;
  width: 90%;
  position: relative;
  box-shadow: var(--shadow-lg);
  animation: modal-in 0.3s ease;
}

@keyframes modal-in {
  from { transform: scale(0.9); opacity: 0; }
  to { transform: scale(1); opacity: 1; }
}

.close-modal-btn {
  position: absolute;
  top: 1rem;
  right: 1rem;
  cursor: pointer;
  color: var(--text-muted);
  width: 30px;
  height: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: var(--transition);
}

.close-modal-btn:hover {
  background: var(--bg-section);
  color: var(--text-dark);
}

/* ==========================================
   REVEAL ANIMATIONS
   ========================================== */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ==========================================
   LOADER
   ========================================== */
#loader-screen {
  background: var(--primary);
}

/* ==========================================
   BADGE
   ========================================== */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.3rem 0.85rem;
  border-radius: var(--radius-full);
}

.badge-gold {
  background: var(--gold-light);
  color: #a06a00;
  border: 1px solid #f0d080;
}

.badge-green {
  background: var(--accent-light);
  color: var(--primary-mid);
  border: 1px solid var(--border);
}

.badge-accent {
  background: var(--accent-light);
  color: var(--primary-mid);
}

/* ==========================================
   ABOUT PAGE SPECIFIC
   ========================================== */
.about-hero-box {
  background: linear-gradient(135deg, #f0f7eb 0%, #e8f5e0 100%);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  border: 1px solid var(--border);
}

.about-checklist li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  font-size: 0.88rem;
  color: var(--text-body);
  margin-bottom: 0.65rem;
}

.about-checklist li svg {
  width: 18px;
  height: 18px;
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}

.team-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--border);
  text-align: center;
  padding-bottom: 1.5rem;
  transition: var(--transition);
}

.team-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.team-avatar {
  width: 100%;
  height: 180px;
  background: linear-gradient(135deg, var(--accent-light), var(--bg-green-section));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  font-weight: 900;
  color: var(--primary-mid);
  margin-bottom: 1rem;
}

.team-name {
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--text-dark);
  margin-bottom: 0.2rem;
}

.team-role {
  font-size: 0.78rem;
  color: var(--text-muted);
}

/* ==========================================
   CONTACT PAGE
   ========================================== */
.contact-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 2rem;
  transition: var(--transition);
}

.contact-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--accent);
}

.contact-icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: var(--accent-light);
  color: var(--primary-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 0.4rem;
}

.form-input, .form-textarea, .form-select {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.875rem;
  font-family: var(--font-primary);
  color: var(--text-dark);
  background: var(--bg-white);
  transition: var(--transition);
  outline: none;
}

.form-input:focus, .form-textarea:focus, .form-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(76, 175, 80, 0.1);
}

.form-textarea {
  resize: vertical;
  min-height: 130px;
}

/* ==========================================
   BLOG / REPORTS CARDS
   ========================================== */
.blog-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--border);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.blog-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.blog-card-img {
  width: 100%;
  height: 180px;
  background: linear-gradient(135deg, var(--accent-light), var(--bg-green-section));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-mid);
}

.blog-card-body {
  padding: 1.25rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.blog-tag {
  display: inline-block;
  background: var(--accent-light);
  color: var(--primary-mid);
  font-size: 0.7rem;
  font-weight: 700;
  padding: 0.2rem 0.65rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.blog-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.5rem;
  line-height: 1.35;
}

.blog-meta {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: auto;
  padding-top: 0.75rem;
  border-top: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

/* ==========================================
   PAYMENT PAGE
   ========================================== */
.payment-bank-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: var(--transition);
}

.payment-bank-card:hover {
  box-shadow: var(--shadow-md);
}

.bank-header {
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.bank-body {
  padding: 1.25rem;
}

.bank-detail-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.6rem 0;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.85rem;
}

.bank-detail-row:last-child { border-bottom: none; }

.bank-detail-label {
  font-weight: 600;
  color: var(--text-dark);
}

.bank-detail-val {
  color: var(--text-muted);
}

/* ==========================================
   DASHBOARD PAGE
   ========================================== */
.dashboard-layout {
  display: grid;
  grid-template-columns: 220px 1fr;
  min-height: calc(100vh - 120px);
  gap: 0;
  background: var(--bg-section);
}

.dashboard-sidebar {
  background: var(--primary);
  padding: 1.5rem 1rem;
  border-radius: 0 0 0 var(--radius-md);
}

.dashboard-sidebar-logo {
  margin-bottom: 2rem;
  padding: 0.5rem;
}

.dash-nav-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.65rem 0.85rem;
  border-radius: var(--radius-sm);
  font-size: 0.85rem;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  transition: var(--transition);
  margin-bottom: 0.25rem;
  cursor: pointer;
}

.dash-nav-item svg { width: 18px; height: 18px; }

.dash-nav-item:hover,
.dash-nav-item.active {
  background: rgba(255,255,255,0.12);
  color: #fff;
}

.dashboard-main {
  padding: 1.5rem;
  overflow-x: hidden;
}

.dashboard-stat-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  border: 1px solid var(--border);
  transition: var(--transition);
}

.dashboard-stat-card:hover {
  box-shadow: var(--shadow-sm);
}

/* ==========================================
   RESPONSIVE — TABLET
   ========================================== */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .why-choose-grid { grid-template-columns: repeat(2, 1fr); }
  .pricing-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-wrapper { grid-template-columns: 1fr; min-height: auto; gap: 2rem; }
  .hero-visual { height: 300px; }
  .newsletter-banner { grid-template-columns: 1fr; }
  .newsletter-form { flex-wrap: wrap; }
  .newsletter-input { width: 100%; }
  .faq-section-layout { grid-template-columns: 1fr; }
  .ai-grid { grid-template-columns: 1fr; }
}

/* ==========================================
   RESPONSIVE — MOBILE
   ========================================== */
@media (max-width: 768px) {
  .nav-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 280px;
    height: 100vh;
    background: var(--bg-white);
    flex-direction: column;
    align-items: flex-start;
    padding: 5rem 1.5rem 2rem;
    box-shadow: var(--shadow-lg);
    transition: right 0.35s ease;
    z-index: 1100;
    gap: 0.25rem;
    overflow-y: auto;
  }

  .nav-menu.open {
    right: 0;
  }

  .mobile-nav-toggle {
    display: flex;
  }

  .nav-actions .btn-outline,
  .nav-actions .theme-toggle-btn {
    display: none;
  }

  .nav-container {
    padding: 0.65rem 1rem;
  }

  .mega-menu {
    position: static;
    transform: none;
    width: 100%;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    display: none;
    grid-template-columns: 1fr;
    border: none;
    padding: 0 0 0 1rem;
    background: var(--bg-section);
    border-radius: var(--radius-sm);
    margin-top: 0.25rem;
  }

  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .why-choose-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-item { border-right: none; border-bottom: 1px solid var(--border); }
  .stat-item:nth-child(odd) { border-right: 1px solid var(--border); }
  .pricing-grid { grid-template-columns: 1fr; }
  .pricing-card.popular { transform: scale(1); }
  .footer-grid { grid-template-columns: 1fr; }
  .page-banner-grid { grid-template-columns: 1fr; }
  .page-banner-img { display: none; }
  .hero-wrapper { padding: 0 1rem; }
  .hero-phone-form { flex-wrap: wrap; max-width: 100%; }
  .hero-phone-form .btn-accent { width: 100%; border-radius: var(--radius-sm); }
  .phone-prefix { border-radius: var(--radius-sm) 0 0 var(--radius-sm); }
  .footer-bottom { margin: 0 -1.5rem; }
  .footer-copyright-row { flex-direction: column; text-align: center; }
  .footer-bottom-links { flex-wrap: wrap; justify-content: center; gap: 0.75rem; }
  .newsletter-banner { padding: 2rem 1.5rem; }
  .section { padding: 3.5rem 0; }
  .dashboard-layout { grid-template-columns: 1fr; }
  .dashboard-sidebar { display: none; }
}

@media (max-width: 480px) {
  .grid-4 { grid-template-columns: 1fr; }
  .why-choose-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .hero-title { font-size: 1.9rem; }
}

/* ==========================================
   UTILITY / HELPER
   ========================================== */
.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }
.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }
.gap-1 { gap: 0.5rem; }
.gap-2 { gap: 1rem; }

.w-full { width: 100%; }
.hidden { display: none; }

/* Invesia-style page top accent line */
.top-accent-line {
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--accent), var(--gold));
  width: 100%;
}

/* Underline decoration under section titles */
.underline-deco {
  display: block;
  width: 40px;
  height: 3px;
  background: var(--accent);
  border-radius: 2px;
  margin: 0.5rem auto 0;
}

.underline-deco-left {
  display: block;
  width: 40px;
  height: 3px;
  background: var(--accent);
  border-radius: 2px;
  margin: 0.5rem 0 0;
}

/* ==========================================
   ADDITIONAL MOBILE RESPONSIVE IMPROVEMENTS
   ========================================== */

/* Tablet: 1024px */
@media (max-width: 1024px) {
  .inv-pricing-tabs { flex-wrap: wrap; gap: 0.5rem; }
  .inv-tab { flex: 1 1 auto; text-align: center; padding: 0.65rem 1rem; border-radius: var(--radius-sm) !important; border-left: 2px solid var(--border) !important; }
  .ai-badge-ring { width: 280px; height: 280px; }
  .newsletter-banner { border-radius: var(--radius-md); }
}

/* Mobile: 768px */
@media (max-width: 768px) {
  /* Form grid: collapse to single column */
  .form-grid-2 { grid-template-columns: 1fr !important; }

  /* Contact form padding on mobile */
  .contact-form-box { padding: 1.25rem !important; border-radius: var(--radius-md) !important; }

  /* Bank detail row: wrap on very small */
  .bank-detail-row { flex-direction: column; align-items: flex-start; gap: 0.2rem; }
  .bank-detail-val { font-size: 0.82rem; }

  /* Bank header: allow content to wrap */
  .bank-header { flex-wrap: wrap; gap: 0.5rem; }
  .bank-header [style*="margin-left:auto"] { margin-left: 0 !important; }

  /* Pricing table: make scrollable */
  .inv-plan-table { display: block; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .inv-plan-table table { min-width: 480px; }

  /* Pricing tabs: stack */
  .inv-pricing-tabs { flex-direction: column; gap: 0.5rem; }
  .inv-tab { border-radius: var(--radius-sm) !important; border: 2px solid var(--border) !important; border-left: 2px solid var(--border) !important; }

  /* Contact cards: 1 column */
  .grid-3 { grid-template-columns: 1fr; }

  /* Section inner padding */
  .section { padding: 2.5rem 0; }
  .container { padding: 0 1rem; }

  /* Newsletter */
  .newsletter-banner { border-radius: var(--radius-md); padding: 1.75rem 1rem; }
  .newsletter-form { flex-direction: column; gap: 0.5rem; }
  .newsletter-input { width: 100%; border-radius: var(--radius-sm); }
  .newsletter-form .btn-accent { width: 100%; border-radius: var(--radius-sm) !important; }

  /* Cookie consent */
  .cookie-consent { flex-direction: column; text-align: center; padding: 1rem; gap: 0.75rem; }

  /* Hero phone form */
  .hero-phone-form { border-radius: var(--radius-sm); }

  /* About page */
  .about-hero-box { padding: 1.5rem; }

  /* Footer bottom */
  .footer-bottom { padding: 1rem; }

  /* Section header */
  .section-header { margin-bottom: 2rem; }

  /* UPI handle overflow */
  .bank-body [style*="font-size:0.85rem;font-weight:700"] { word-break: break-all; }

  /* Stats strip */
  .stats-strip { padding: 1.25rem 1rem; }

  /* Accordion */
  .accordion-header { font-size: 0.85rem; padding: 0.9rem 1rem; }
}

/* Extra small: 480px */
@media (max-width: 480px) {
  .hero-title { font-size: 1.75rem; }
  .section-title { font-size: 1.35rem; }
  .page-banner-title { font-size: 1.5rem; }
  .page-banner { padding: 2rem 0; }

  /* Bank card full width */
  .payment-bank-card { border-radius: var(--radius-sm); }

  /* Floating widgets: smaller on mobile */
  .float-btn { width: 44px; height: 44px; }
  .floating-widgets { bottom: 1.25rem; right: 1rem; }
  .back-to-top { bottom: 1.25rem; left: 1rem; width: 38px; height: 38px; }

  /* Footer grid: tighter */
  .footer-grid { gap: 1.5rem; }

  /* Pricing table horizontal scroll hint */
  .inv-plan-table::after {
    content: '← Scroll to see more →';
    display: block;
    text-align: center;
    font-size: 0.72rem;
    color: var(--text-muted);
    padding: 0.35rem 0;
  }

  /* Nav container */
  .nav-container { padding: 0.5rem 0.85rem; }
  .logo img { height: 36px; }

  /* Btn responsive */
  .btn-lg { font-size: 0.9rem; padding: 0.75rem 1.5rem; }
}